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Why Creditors Want You On Their Plan, And Not Our Plan

Canadian banks are insanely profitable, in a recent episode titled “busting the banks” CBC Marketplace revealed how Canada’s 5 biggest banks, earned a record $28 BILLON in profit and how they make some...

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Why Non-Profit Credit Counsellors Should Not Be Offering Debt Settlement.

In December 2012, I placed a “mystery shopper” call by fluke to a non-profit credit counselling company.  The website is nomoredebts.org.  I was doing some research online on the keyword “debt...

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What is Credit Counselling in Canada?

There are two camps on credit counselling.  Those that trust in it, and the increasing movement that are critical of how it is structured.  In this blog post we will look at what credit counselling is,...

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